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With a view to avoid penalties when withdrawing funds from a Gold Roth IRA, you typically should be at the very least fifty nine ½ years old and satisfy the 5-yr rule, which mandates that your IRA account has been open for a minimum of 5 tax years. may continue to add to your property in a Roth IRA and let them continue to grow tax-free even past the age of 70½, when you meet sure qualifications-like having held the Roth IRA for at the very least 5 years. And having a