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Credit cards help people everywhere to achieve the goals they have in place for themselves. Having one gives an individual increased financial freedom. It is essential to choose your credit card company wisely and use your card with great care. This article contains some great advice to help consumers to do just that. Do not lend your credit card to anyone. Credit cards are as valuable as cash, and lending them out can get you into trouble. If you lend them out, the person might overspend, making you responsible for a large bill