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Ask your self this: How concerned do you need to be in managing your IRA? In case you full the method accurately and proceed with a direct switch, you will not must pay any taxes or penalties to the IRS. If you obtain a test for the funds and miss your deposit deadline to your new Rollover IRA, the IRS will deal with your transaction as an early withdrawal of the total amount, and taxes will probably be due on that cash. For instance, you can keep away from the 10% early withdrawal penalty and never have to pay tax if in case you have