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You will more than likely have to cover a down payment on your mortgage. You may not need to with some firms, but most lending firms require a down payment. Prior to applying for a loan, ask what the down payment amount will be. Try getting pre-approved for a mortgage before you start looking at houses. This will make the closing process a lot easier and you will have an advantage over other buyers who still have to go through the mortgage application process. Besides, being pre-approved will give you an idea of what kind of home you can afford. Make sure you
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