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Do not lend your credit card to anyone. Credit cards are as valuable as cash, and lending them out can get you into trouble. If you lend them out, the person might overspend, making you responsible for a large bill at the end of the month. Even if the person is worthy of your trust, it is better to keep your credit cards to yourself. When choosing for your needs, you need to make sure that you pay attention to the interest rates offered. If you see an introductory rate, pay close atten