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With this recession, having multiple spending avenues makes sense. You should have a part of your money in savings accounts, in checking accounts and placed in a diverse portfolio. Utilize a variety of these vehicles for keeping your money safe and diversified. Get a credit card that rewards you with frequent flyer miles. This is a great tip only if you are diligent about paying off your card balance monthly. These cards usually give you a big bonus miles bump on your first purchase, plus miles for every dollar you put on the card. You could be earning fre