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Buy traveler's insurance. The last thing you want to do is get to your destination and find out things have gone horribly awry. However, with traveler's insurance, you can have something to fall back on and cushion the financial difficulties. Let's face it, traveling doesn't always go as we expect. It's best to be prepared. When involved in an insurance claim, always be as professional as possible. The people you are working with are people too, and you will see much more positive results if you are positive