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債務可以感覺就像脂肪那是不屈你的肩膀，但是它s必不可少的理解你擁有的實際上選擇幫助減輕負擔。你會的第一步要恢復數據，如果您在貨幣挑戰方面掙扎，理解路徑開放。在這篇具體文章中，我們會接受好多了看三個關鍵解決方案：特定的自願計劃（IVA），債務減免計劃（DRP）和破產。每個選擇提供方法這當然是不同的處理債務可以允許你收回您的財務狀況。 特定的自願安排（IVA）毫無疑問是一種方法這當然是正式管理您的財務困境通過有組織的還款計劃。您創建一種理解和你一起債權人幫助您付費馬上你一切在一個特定時期裡欠下三到五年當你進入iva。付款衍生自你一切可以實際管理，這是什麼意思它們是針對您的財務困境量身定制的。最偉大的人之一最佳功能IVA來自債權人行動當你進行還款就是這樣

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