How to Make Car Accident Compensation Claims When making claims for compensation in the event of a car accident, there are a few things to consider. These include pain and suffering as well as economic loss and loss of quality life. You have three years from the date of the accident to file a claim if you suffer an injury that is serious. The two most painful aspects of life are suffering and pain Pain and suffering are non-economic damages. This type of damage has no predetermined dollar amount, and can be calculated differently depending on