How to File a Car Crash Claim in New York If you are involved in a car accident, it's important to start a claim as soon as possible. This will help smooth your claim process and aid in obtaining compensation. The longer you wait to submit your claim the more likely other driver's insurance company is to refuse to pay or pay lower than it should. Damages A car accident claim can help you cover the financial burden of your injuries. These damages can include medical bills, lost wages and suffering and pain. If you were at fault for the acciden