How to File a Truck Accident Claim The main element of any truck accident claim is the medical bills. These expenses prove the extent of your injuries, as well as the time and location of the incident and how the accident has affected your daily routine. The following article will cover the steps to file a truck accident claim. It will also address the Statute of Limitations for filing claims and the cost of filing an insurance claim. Truck accident evidence In the case of truck accidents the evidence is essential to the success of the case.