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Right here are 7 very good motives why you must think about PayPal.com as your credit card processing remedy and merchant account substitute. 1. Settle for Credit Playing cards Without a Merchant Account You can accept all key credit score playing cards as effectively as payments from financial institution accounts. Your client does not have to be a member of PayPal to pay by credit card. 2. Low Cost There are no initial or month to month expenses to be a part of PayPal. Fees are 2.9% of sales and $.thirty per transaction costs range