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How to Buy Without Advance Payment It is possible to purchase an automobile for a variety of reasons, such as a gift for someone other than yourself or to use as a vehicle for yourself. This could create problems during the process of buying a car, such as obtaining an auto-loan or purchasing insurance. Most dealerships accept the valid driver's license as proof of identification, but policies can vary depending on the location and the seller. You can also purchase a car by cosigning a cosigner or cash. How to