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Credit Cards - The number of credit cards, amount of credit for yourself to me is also an element. Your ability to pay your mortgage is contingent on what latest payment requirements are. Car loans, store card payments, so to speak . are all added on the monthly formula. When those totals exceed certain parameters you may not be within a position to buy the house of your dreams because you'll be limited all of the amount a bank or Mortgage Company will extend to individuals. Corporate bond