How to File a Car Accident Lawsuit A car accident, also known as a traffic accident, occurs when one vehicle collides with another or with a stationary object, like an animal, or a pedestrian. You could file a lawsuit in the event that you or someone else is responsible for the incident. The damages you can claim could include the cost of medical bills or lost wages, and even property damage. For more information on your insurance if you are injured in a car crash, please contact them. Uninsured motorist coverage If you're involved in a car a