Understanding Fixed Deposits: A Low-Risk Investment Option
In today’s inflationary environment, saving money can be tough. Fixed deposits offer a stable way to save over time, ideal for risk-averse individuals seeking guaranteed returns. These deposits, offered by banks, lock in a sum for a fixed period at a set interest rate. Small finance banks and NBFCs generally offer the highest rates, but alternatives like POTD schemes and SCSS also provide safe, competitive returns. Utilize tools like Investkraft’s FD calculator to plan for a secure financial future.
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