How the Rules of Insurance May Affect Your Car Accident Claim When it is time to file an accident claim the rules of insurance play a major part in the outcome. Certain cases are straightforward, while others are more complicated. The rules of contributory and fault can also affect your claim. Knowing the rules and the specifics of your state's insurance laws will help you determine who is at fault. No-fault state It's a good idea contact a lawyer if were involved in a serious accident. A lawyer who is specialized in car accidents can help yo