How to File a Car Accident Lawsuit A car crash that is also known under the term "traffic collision" is when a vehicle collides with another vehicle. If you or someone else is at fault you may sue. You may be liable for medical expenses as well as lost wages or property damage. If you have been injured in a car crash get in touch with your insurance provider for more information. Uninsured motorist coverage You must be aware of your rights under your insurance policy if you are involved in an accident that was caused by an uninsured driver. E