What Types of Car Accident Claims Are Available? If you've been in a car accident, you may be entitled to compensation for any damages you've suffered. Damages covered by car accident insurance may differ based on the type of insurance you have. Certain policies cover drivers who are uninsured while others cover third-party accidents. Learn more about each type of insurance policy to ensure that you're able to file an insurance claim. Damages covered by car accident insurance You must be aware of what your insurance covers if you are involved