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What Types of Car Accident Claims Are Available? If you've been in a car accident you could be entitled to compensation for any damages you've suffered. Depending on your coverage, the amount of damage covered by car accident insurance can vary. Certain policies cover motorists who aren't insured, while others cover third party accidents. To determine if you're eligible to file a claim, learn more about each type. Car accident insurance covers damage You will need to be aware of what your insurance will cover if you're involved in a car accid