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How the Rules of Insurance May Affect Your Car Accident Claim When it is time to file a car accident claim the rules of insurance play a significant part in the result. Some cases are easy, while others are more complicated. Your claim could be affected by the rules of contributory negligence and fault. You can determine which party is responsible by understanding the laws governing insurance in your state. State without fault If you've been involved in a serious accident it's best to seek out a lawyer. Attorneys who specialize in car acciden