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How to File a Car Accident Lawsuit A car accident, also referred to as a traffic accident, occurs when a vehicle collides with another vehicle or with a stationary object like an animal or pedestrian. You can file a lawsuit if you or someone else is at fault. You could be held responsible for medical expenses, lost wages, or property damage. For more information on your insurance coverage if you're injured in a car accident Please contact them. Uninsured motorist coverage If you're involved in a car accident that was caused by an uninsured dr