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What Types of Car Accident Claims Are Available? You may be entitled to compensation if were involved in a car crash. Damages that are covered by insurance for car accidents may differ based on the type of insurance you have. Certain policies cover drivers who are not insured, while others cover third-party accidents. To determine if you are eligible to file a claim, find out more about each type. Car accident insurance covers damages If you're involved in a car crash you'll need to know what your vehicle insurance covers. Collision coverage