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How to File a Car Accident Lawsuit A car accident, also known by the term "traffic collision" is when one vehicle collides with or hits another vehicle. If you or someone else is at fault you can sue. Your damages may include the cost of medical bills as well as lost wages and even property damage. For more information about your insurance coverage if you're injured in a car crash Please contact them. Uninsured motorist coverage You should be aware of the rights you have under your policy should you be involved in a collision caused by an uni