How to File a Car Accident Lawsuit A car crash or the term "traffic collision" is when one vehicle collides or strikes another vehicle. If you or someone else is responsible you can make a claim in a lawsuit. The damages could include the cost of medical bills as well as lost wages and even property damage. If you have been injured in an accident you should contact your insurance company for more information. Uninsured motorist coverage If you're involved in a car accident caused by an uninsured motorist, you should know what your rights are