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How to File a Car Accident Claim A car accident can be stressful. If it was your fault or not, there are some important actions to take if want to make an insurance claim. One of the first things you should do is call the police to report the accident. Having a police report will help your insurance company identify who is at fault. 1. Contact the Police It is essential to notify the police immediately after you are involved in a crash. This will enable you to collect important information, like witness statements and insurance information th