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How the Rules of Insurance May Affect Your Car Accident Claim The rules of insurance play a significant influence on the outcome of a car accident case. Certain cases are straightforward, while others are more complicated. Your claim may also be affected by the rules of contributory negligence and fault. Knowing the rules and specifics of your state's insurance laws will help you determine who is at fault. State faultless If you've been involved in a serious car crash, it's recommended to consult with an attorney. An attorney with expertise i