How the Rules of Insurance May Affect Your Car Accident Claim The rules of insurance play a significant role in determining the outcome of a car crash case. While some cases are straightforward, others are more complex. Your claim could be affected by the rules of contributory negligence and fault. Knowing the rules and the specifics of your state's insurance laws can help you determine which party to blame. State without fault If you've been involved in a serious car accident, it's recommended to talk to an attorney. Lawyers for car accident