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What Types of Car Accident Claims Are Available? If you've been in an auto accident you could be entitled to compensation for the damages you've suffered. Damages covered by car accident insurance can vary depending on the type of coverage you have. Certain policies cover drivers who are not insured while others cover third-party accidents. Learn more about each type of coverage to ensure you're covered to make an claim. Car accident insurance covers damage You must be aware of what your car insurance will cover if you're involved in a car cr