How to File a Car Accident Claim In the event of a car crash, it can be stressful. It is important to be aware of the steps you must take in case you decide to file a claim, regardless of whether it was your at fault. First, call the police to inform them of the incident. A police report will aid your insurance company in determining who was responsible. 1. Contact the Police If you're involved in a car accident it's crucial to call the police as quickly as possible. This will help you gather vital information, like witnesses' statements as w