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What Types of Car Accident Claims Are Available? You may be entitled to compensation if were involved in a car accident. Damages insured by car accident insurance can vary depending on the type of insurance you have. Some policies cover underinsured motorists and others cover third-party accidents. Learn more about each type of insurance policy to ensure you're covered to file a claim. Damages covered by car accident insurance If you're involved in a car crash, you'll want to know what your vehicle insurance covers. Collision insurance will c