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How the Rules of Insurance May Affect Your Car Accident Claim When it comes to filing a car accident claim, the rules of insurance play a big part in the result. While some cases are straightforward, others are more complex. Your claim could also be affected by the rules of contributory negligence and fault. You can determine which party is responsible by analyzing the insurance laws in your state. No-fault state If you've been involved in a serious accident, it's recommended to talk to an attorney. A lawyer who is specialized in accidents wi