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How the Rules of Insurance May Affect Your Car Accident Claim When it is time to file a car accident claim, the rules of insurance play a big part in the outcome. Some cases are simple while others are more complex. Your claim could also be affected by the rules of contributory negligence and fault. Knowing the rules and the specifics of your state's insurance law can help you determine who is at fault. State without fault When you've been in a serious accident, it's best to talk to an attorney. Attorneys who specialize in car accidents can h