How the Rules of Insurance May Affect Your Car Accident Claim When it is time to file an accident claim the rules of insurance play a significant role in the final outcome. Some cases are easy, while others are more complicated. Your claim may also be affected by the rules of contributory negligence and fault. Knowing the rules and specifics of your state's insurance laws can help you decide which party is responsible. State without fault If you've been involved in a serious accident it's a good idea to seek out a lawyer. Car accident attorne