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How the Rules of Insurance May Affect Your Car Accident Claim When it is time to file a car accident claim the rules of insurance play a major part in the outcome. While some cases are simple, others are more complex. The rules of fault and contributory negligence may impact your claim. You can determine which party is responsible by understanding the insurance laws in your state. State without fault It's a smart idea to seek legal advice if you are involved in an accident. A lawyer who is specialized in car accidents can help determine if yo