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How the Rules of Insurance May Affect Your Car Accident Claim The rules of insurance play an important influence on the outcome of a car accident case. While some cases are straightforward, others are more complex. Your claim could be affected by the rules of contributory negligence and fault. Knowing the rules and the specifics of your state's insurance laws will help you determine who to blame. No-fault state When you've been in a serious car accident, it's a good idea speak with an attorney. Attorneys who specialize in car accidents will h