How to File a Car Accident Lawsuit A car accident, also known as a traffic collision, occurs when one vehicle collides with another or with a stationary object, like an animal, or pedestrian. If you or someone else is at fault, you can bring a lawsuit. The damages could include the cost of medical bills, lost wages, and even property damage. If you have been injured in a car crash you should contact your insurance company for more details. Uninsured motorist coverage It is important to know the rights you have under your policy If you're invo