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What Types of Car Accident Claims Are Available? If you've been involved in an accident with a vehicle you could be entitled to compensation for the damages you've sustained. Based on the coverage you have the amount of damages covered by car accident insurance may vary. Some policies cover motorists who aren't insured, while others cover third party accidents. Find out more about each kind of insurance policy to ensure you know if you're eligible to make a claim. Car accident insurance If you're involved in a car accident you'll need to know