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What Types of Car Accident Claims Are Available? If you've been involved in a car accident you could be entitled to compensation for the damage you've sustained. Based on the coverage you have the amount of damages covered by car accident insurance will vary. Some policies cover motorists who aren't insured while others cover third party accidents. To determine if you're eligible to claim, read more about each type. Damages covered by car accident insurance You will need to be aware of what your car insurance will cover if you're involved in