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How to File a Car Accident Lawsuit A car crash, also known by the term "traffic collision", is when one vehicle collides or strikes another vehicle. If you or someone else is at fault you can file a lawsuit. The damages could include the cost of medical bills or lost wages, and even property damage. For more information on your insurance coverage if you're injured in a car accident Contact them. Uninsured motorist coverage You must be aware of the rights you have under your policy If you're involved in a collision caused by an uninsured drive