https://www.openlearning.com/u..../comptonterry-sl9u4e
https://campos-kelley.mdwrite.....net/how-zhai-wu-zhon
https://notes.io/w3YQp
https://trevino-kaas.blogbrigh....t.net/a-review-of-zh
https://click4r.com/posts/g/18....215090/the-5-second-
牽頭式債務舒緩計劃又稱綜合債務舒緩計劃，其實與債務舒緩計劃相似，同樣無需經過法庭程序，無需律師或會計師參與，可節省堂費、律師費等高額開支，亦能保持高私隱度。他們最大的相異之處，就是債務人只需向最大債權人（即牽頭銀行）協商，討論新的還款方案。因為無需
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