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Microfinance, often hailed being a powerful tool for poverty alleviation and economic empowerment, has gained prominence globally. However, this financial service, which provides small loans and financial services on the underserved populations, operates within a regulatory framework called Microfinance Regulations (Mocra). These regulations are necessary for ensuring the sustainability, transparency, and ethical conduct of microfinance institutions (MFIs). In this article, we look into value of Mocra and its particular effect on the microfinance s