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This method takes just 2-3 days and mostly it costs nothing. But for all the others beyond the US that don't have a us bank account, a check would be cut and mailed to they. You get this check in 3-4 weeks depending on your location and then lodge it in by using these local bank who again send it back to the US for collection. To reflect upon the checks are drawn on banks in the states and not your local banks. This should help take another 3-4 weeks to get back to the Mankind. Certificates of Deposit-These savings certificates are commonly referred to as Compact