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IRA account holders can avoid the potential increased tax bills of two distributions in the identical yr by taking the first distribution in the identical year they flip 70 1/2 as a substitute of April 1 of the following 12 months, studies Emily Brandon for U.S. A gold IRA is a kind of IRA that is separate from a conventional IRA and lets traders use gold and different valuable metals as an investment for their account. If an IRA proprietor has several IRA accounts, he must calculate the required minimal distribution for every account indivi
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