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A gold IRA offers you the ability to invest in gold and different property in a tax-advantaged account. are bought and sold with much higher premiums than regular bullion coins as a result of they carry both collectible and bullion coin worth because of their excessive quality and rarity. Numismatic coins pay the gold company increased commissions, however bullion bars extra instantly mirror the spot price of the valuable metal. Gold IRAs have the identical contribution limits as traditional IRAs, so the utmost you possibly can contribute is $7,000.