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How Much Does a Scooter Driving License Cost? Motor scooters are an excellent way to get around the city. However, you must meet certain requirements before you are able to ride one. These requirements differ from one state to another, but they do include the requirement for insurance and licensing. The state of Kentucky requires drivers to have liability insurance. It includes $25,000 per person for bodily injury coverage, and $50,000 in total bodily injury coverage. The state also requires all mopeds be registered and titled. Scooter