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How to Buy Without Advance Payment Purchasing a car without a permit is feasible for various reasons, such as buying a car as a gift or for someone else to drive. However, can cause problems during the buying process, such as getting an auto loan or insurance. Most dealerships will accept a valid photo license as proof of identity, but the policies differ by location and the seller. You may also purchase a car with a cosigner or pay in cash. How to get a Learner’s Permit The New York State driver's licensing pro