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How to Buy a Motorcycle License It is legal to purchase a motorcycle in a number of states without a permit, but it isn't very practical. You won't be able to test the bike, and the majority of insurance companies will take additional measures to assess the risk of an unlicensed rider. The process of getting an motorcycle license typically involves passing an exam for knowledge screening, a rider skills test. There may be fees related to the licensing process. Be aware of your limits