How to File a Car Accident Claim Being involved in a car accident can be a stressful time. You must be aware of the steps you must take should you wish to file a claim, regardless of whether it was your fault. First, you must contact the police to report the incident. Having a police report will assist your insurance company in determining who was at-fault. 1. Contact the Police If you're involved in a car crash it's crucial to call the police as quickly as you can. This will enable you to gather crucial information, including witness stateme