How the Rules of Insurance May Affect Your Car Accident Claim When it is time to file a vehicle accident claim the rules of insurance play an important part in the outcome. Certain cases are straightforward, while others are more complex. The rules regarding negligence and fault could affect your claim. Knowing the rules and specifics of your state's insurance law will help you determine which party is responsible. No-fault state When you've been in a serious car accident, it's best to talk to an attorney. An attorney with expertise in accide